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LoanDhara

How it works

From Business Need to Financing Options

A clear, guided process — so you know what to prepare, what to expect and who decides what.

From Business Need to Financing Options

  1. Step 1

    Share Your Requirements

    Tell us about your business and funding needs.

  2. Step 2

    Understand Your Options

    Review financing routes that may fit your business profile.

  3. Step 3

    Prepare Your Application

    Receive guidance on documents and application requirements.

  4. Step 4

    Lender Assessment

    The relevant lender evaluates the application and makes the credit decision.

Eligibility, approval, pricing, collateral requirements and disbursal depend on the lender and its applicable policies. LoanDhara does not lend and does not guarantee approval.

Who does what

LoanDhara helps you

  • Understand your business and funding requirement
  • Explain financing routes that may be relevant to your profile
  • Guide you on the documents and information lenders commonly ask for
  • Help you present a complete, well-organised application
  • Stay in touch as your application progresses with the lender

The lender alone

  • Assesses your eligibility and creditworthiness
  • Decides whether to approve the loan
  • Sets the interest rate, fees, tenure and security required
  • Issues the sanction letter and loan agreement
  • Disburses the funds

What we never do: guarantee approval, promise specific interest rates or timelines, or ask for OTPs or bank passwords.

Ready to Take Your Business Forward?

Tell us what your business needs. We’ll help you explore the next financing step.